Bankruptcy and Debts             Indeed, the Bible does not forbid filing bankruptcy, and not encourage either, but with certain limitations. A Christian ought to pay for what he or she borrowed. It is the nature of the wicked not to pay but not of the righteous, of believers. Thus, a Christian must not abandon his or her financial obligation to someone who lent him or […]

Background to Project Over the years, the use of information communication technology has had a dramatic impact on almost all areas of human operation including, in particular, the banking and finance sector. To a certain extent, ICT can be seen to have simplified many of the business processes; however, it has also created a new breed of criminal activity, many aspects of which are aimed […]

Islamic banking has been adopted at the national level in Pakistan, Sudan, and Iran, and they have decided to Islamize the whole banking system. Islamic banking was established in Malaysia in 1983. Islamic banking products and services should come under the Islamic Banking Scheme (IBS). Kuwait Finance House (KFH) is one of the largest Islamic banks in the world. Headquartered in Kuwait, their business covers […]

Lombard Direct is a call- centre of Lombard Bank located in the North of England, part of the Royal Bank of Scotland group supporting a lot of banking products. This centre runs 24-hour operations operating on all the days of the year. Loans constitute 90percent of the company’s business and it employs 250 full-time equivalent customer advisors with 200 seat capacity. Centre uses the most […]

INTRODUCTION As the competition in the banking sector is continuing to rise, it is becoming increasingly difficult for many banks to achieve growth as before. Facing fierce competition from both customary brick and motor operations and the emerging internet banks, banks fail to meet performance expectations due to poor understanding of their customer’s needs, not making the most of their staff and most importantly tend […]