Post your thorough and complete answers to any one of the following topics :

Topic 1 

Identify the appropriate purpose of use for an aircraft insurance policy to cover each of the following operations:

• a.  A private aircraft for personal recreational use and personal business travel.
• b.  Aircraft used exclusively for flight training.
• c.  A corporate business jet.
• d.  An air cargo company, such as FedEx, DHL or UPS.
• e.  A full-service FBO offering flight training, aircraft rental, and charter.
• f.  Thunderstorm research requiring flights through fully-developed thunderstorms.

Topic 2

For each of the following events, indicate whether the event would cause you to consider its effect on your current aircraft insurance policy and explain why:

• a.  You have spent several thousand dollars to upgrade the aircraft’ s avionics.
• b.  You are going to allow another pilot to fly your aircraft.
• c.  You’ve been using the aircraft only for your own recreational, proficiency, and travel, but have earned your flight instructor certificate and want to use the aircraft to start a flight instruction business.
• d.  You’ve been flying your aircraft only within the contiguous (“ lower 48”) U.S., but are now planning taking it on a trip to Alaska.
• e.  You’ve paid off the loan you took out to purchase the aircraft.

Topic 3 

What is subrogation? As a renter pilot, how can you protect yourself against subrogation? How could the aircraft owner protect you, the renter pilot, against subrogation?